THE PLAYERS

Dolly Defendant came to the mediation with her attorney whom we shall call Larry Lawyer.

Hazel Brown  represented Debt Buyer, L.L.C.

The case appeared to be routine – a person who had experienced some hard times and gotten behind on her credit card,  so I moved  through my opening statement  quickly.

BACKGROUND O F THE CASE

Dolly had a credit card, in her name only, to which her husband had charged some of their business items, with her knowledge and permission. They subsequently got a divorce with the agreement and court order  that he would  take this debt after the divorce.

As the years went by, he became affluent and she took a job as an administrative assistant in a dental office and was the primary provider for their three children. He paid on the card after the divorce for some time but quit paying at the time when a $3000 balance remained.

The balance,  growing at 24.9 % Read More→